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# Tague Alliance Insurance Services, Inc.

SIAA Master Agency Serving San Diego, Orange, Riverside Counties

## Sitemaps

- [XML Sitemap](https://taguealliance.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [The Simplified Start-Up Agency Checklist: What Independent Agents Need to Put in Place First](https://taguealliance.com/the-simplified-start-up-agency-checklist-what-independent-agents-need-to-put-in-place-first/) - Starting an independent insurance agency is exciting, but the logistics can become overwhelming fast. Licensing, banking, technology, carrier access, workflows, branding, marketing, cybersecurity, and client service all compete for attention at the same time. The goal is not to build a perfect agency on day one. The goal is to put the right foundation in
- [California P&C Market Shifts: Auto, Home, Wildfire, and Regulatory Moves](https://taguealliance.com/california-pc-market-shifts-auto-home-wildfire-and-regulatory-moves/) - ```html California P&C Market Shifts: Auto, Home, Wildfire, and Regulatory Moves California P&C Market Shifts: Auto, Home, Wildfire, and Regulatory Moves Top California Property & Casualty Headlines Auto Insurance California Approves Limited Auto Rate Hikes as Insurers Push for Broader Reform Insurance Journal — July 30, 2026 California regulators have approved a series of modest
- [California Property & Casualty Market Faces Wildfire Risk, Regulatory Shifts, and Carrier Retrenchment](https://taguealliance.com/california-property-casualty-market-faces-wildfire-risk-regulatory-shifts-and-carrier-retrenchment/) - California Property & Casualty Market Faces Wildfire Risk, Regulatory Shifts, and Carrier Retrenchment California P&C Headlines A quick scan of key Property & Casualty developments impacting the California market, from homeowners capacity and wildfire risk to regulatory moves and carrier strategy. Homeowners Insurance State Farm to Resume Writing Select California Homeowners Policies Under New Risk
- [California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape](https://taguealliance.com/california-pc-market-turbulence-and-legislative-setbacks-shape-todays-insurance-landscape-3/) - ```html California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape California Property & Casualty Insurance – Latest 7-Day Highlights Homeowners Insurance California Legislators Fall Short on Deal to Stabilize P&C Insurance Market Published: June 30, 2026 | Source: InsuranceNewsNet California lawmakers were
- [California P&C Market Shifts: Wildfire Risk, Rate Actions, and Carrier Retreat](https://taguealliance.com/california-pc-market-shifts-wildfire-risk-rate-actions-and-carrier-retreat/) - ```html California P&C Market Shifts: Wildfire Risk, Rate Actions, and Carrier Retreat California P&C Market Shifts: Wildfire Risk, Rate Actions, and Carrier Retreat Today’s California Property & Casualty Highlights Homeowners Insurance California Homeowners Face Steep Premium Hikes as Insurers Price in Wildfire Risk Published: July 18, 2026 — Insurance Journal Insurers writing homeowners coverage in
- [California P&C Market Reforms, Wildfire Risk, Auto Trends and Workers’ Comp Updates](https://taguealliance.com/california-pc-market-reforms-wildfire-risk-auto-trends-and-workers-comp-updates/) - ```html California P&C Market Reforms, Wildfire Risk, Auto Trends and Workers’ Comp Updates California P&C Market Reforms, Wildfire Risk, Auto Trends and Workers’ Comp Updates A curated daily roundup of California-focused Property & Casualty developments, including market reforms, wildfire and catastrophe issues, auto insurance trends, and workers’ compensation changes. Designed for quick scanning with concise
- [California P&C Market Strains as Lawmakers, Carriers and Agents Grapple With Coverage Crisis](https://taguealliance.com/california-pc-market-strains-as-lawmakers-carriers-and-agents-grapple-with-coverage-crisis/) - ```html California P&C Market Strains as Lawmakers, Carriers and Agents Grapple With Coverage Crisis California P&C Market Strains as Lawmakers, Carriers and Agents Grapple With Coverage Crisis A snapshot of how legislation, carrier participation and agency strategy are reshaping Property & Casualty insurance availability and pricing across California. California Property & Casualty Market Update market
- [California P&C Market Strains as Legislative Efforts Stall and Coverage Options Shift](https://taguealliance.com/california-pc-market-strains-as-legislative-efforts-stall-and-coverage-options-shift/) - California P&C Market Strains as Legislative Efforts Stall and Coverage Options Shift California Property & Casualty Highlights Market stability California Legislators Fall Short on Deal to Stabilize P&C Insurance Market Published: June 30, 2026 — InsuranceNewsNet California lawmakers were unable to finalize a legislative package intended to stabilize the state’s property and casualty insurance market,
- [Carrier Pullbacks and Legislative Gridlock Reshape California P&C Landscape](https://taguealliance.com/carrier-pullbacks-and-legislative-gridlock-reshape-california-pc-landscape/) - ```html Carrier Pullbacks and Legislative Gridlock Reshape California P&C Landscape Carrier Pullbacks and Legislative Gridlock Reshape California P&C Landscape California Property & Casualty Insurance – Latest Developments Homeowners Insurance California Legislators Fall Short on Deal to Stabilize P&C Insurance Market Published: June 30, 2026 | Source: InsuranceNewsNet Lawmakers in Sacramento were unable to finalize a
- [California P&C Market Shifts: Wildfire Risk, Carrier Pullbacks, and Regulatory Pressure](https://taguealliance.com/california-pc-market-shifts-wildfire-risk-carrier-pullbacks-and-regulatory-pressure/) - ```html California P&C Market Shifts: Wildfire Risk, Carrier Pullbacks, and Regulatory Pressure California P&C Market Shifts: Wildfire Risk, Carrier Pullbacks, and Regulatory Pressure California Property & Casualty Highlights Home Insurance ‘Tough decisions’ on the way as California grapples with insurance crisis Published: June 30, 2026 | Source: InsuranceNewsNet This article details how California’s property insurance
- [California P&C Market Turmoil: Legislative Setbacks and Coverage Retreats](https://taguealliance.com/california-pc-market-turmoil-legislative-setbacks-and-coverage-retreats/) - ```html California P&C Market Turmoil: Legislative Setbacks and Coverage Retreats California P&C Market Turmoil: Legislative Setbacks and Coverage Retreats California P&C Insurance Market & Regulation Homeowners Insurance California legislators fall short on deal to stabilize P&C insurance market Publication date: June 30, 2026 California lawmakers failed to reach agreement on a legislative package aimed at
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-242/) - ```html Daily Property & Casualty Insurance News – California California Property & Casualty Daily Briefing A curated snapshot of key developments impacting California P&C insurers and agents. California Headlines Home Insurance Why California’s Homeowners Insurance Market Collapsed—and How to Fix It Published: May 12, 2025 This analysis examines the regulatory, risk, and pricing dynamics behind
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-241/) - ```html Property & Casualty Insurance Daily News A concise daily briefing on California property and casualty insurance developments for agents, brokers, and industry professionals. California Headlines home insurance | May 12, 2025 Why California's Homeowners' Insurance Market Collapsed—and How to Fix It California’s homeowners market is under intense strain from wildfire losses, rising claims costs,
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-240/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News Key developments impacting California insurance agents and the P&C market California Property & Casualty Headlines Home Insurance Why California's Homeowners' Insurance Market Collapsed—and How to Fix It Published: May 12, 2025 This analysis explains how wildfire losses, escalating claim
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-239/) - ```html Daily California Property & Casualty Insurance News Daily California Property & Casualty Insurance News A clean, WordPress-friendly roundup of California P&C insurance developments for agents, brokers, carriers, and industry professionals. California News Home Insurance Well-intended legislation won't solve California's insurance woes Date: Not provided in the cited source The article argues that California is
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-238/) - Daily California Property & Casualty Insurance News Curated updates on regulation, market conditions, catastrophe risk, and insurer strategy impacting California agencies. California Headlines Home Insurance Why California's Homeowners Insurance Market Collapsed — And How To Fix It Article date: May 12, 2025 This analysis explains how California's regulatory framework, wildfire losses, and FAIR Plan structure
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-237/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California updates for agents and the P&C insurance industry California Market & Regulatory Developments Home insurance California insurance commissioner advances climate risk rating overhaul Publication date: May 2025 (Daily P&C Insurance Agent News) California's insurance commissioner is proposing new
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-236/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Daily Briefing Curated headlines on regulatory, carrier, and market developments impacting P&C insurers and agents across California. California Market & Regulatory Updates Homeowners Insurance California Insurance Crisis Deepens as Major Carriers Exit or Cut Homeowners Coverage Publication date: March 15, 2025
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-235/) - ```html Daily Property & Casualty Insurance News - California Daily Property & Casualty Insurance News — California Focus Curated updates impacting P&C carriers, agents, and policyholders across California. California Property & Casualty Highlights Home Insurance Why California's Homeowners Insurance Market Collapsed — And How to Fix It Published: May 12, 2025 This analysis explains how
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-234/) - ```html Daily Property & Casualty Insurance News Daily Property & Casualty Insurance News California-focused updates on regulation, market conditions, catastrophe risk, and insurer strategy. California Headlines Home Insurance Published: May 12, 2025 Why California's Homeowners' Insurance Market Collapsed—and How to Fix It Wildfires, rising claims costs, and price controls have pushed major insurers to limit
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-233/) - ```html Daily Property & Casualty Insurance News A concise California-focused briefing for insurance agents, brokers, and industry professionals. California Headlines June 2026 catastrophe: Wildfire-prone California to consider new rules for property insurance rates California’s insurance commissioner is proposing new rules that would let insurers factor climate risk into pricing while requiring them to write more
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-232/) - ```html Daily Property & Casualty Insurance News Daily Property & Casualty Insurance News A concise California-focused briefing for insurance agents and industry professionals. California Headlines Catastrophe Wildfire-prone California to consider new rules for property insurance pricing Date: June 2026 California’s insurance commissioner is proposing new rules that would let insurers use future climate and wildfire
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-231/) - ```html Daily Property & Casualty Insurance News – California Focus Daily California P&C Insurance Briefing Curated headlines on property & casualty developments impacting the California market. California Property & Casualty Highlights Homeowners Insurance Why California's Homeowners' Insurance Market Collapsed—and How to Fix It Publication date: May 12, 2025 – Independent Institute[1] This analysis examines how
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-230/) - ```html Daily Property & Casualty Insurance News – California Edition California Property & Casualty Insurance Daily Key developments affecting carriers, agents and insureds across the California P&C market. California Headlines Home Insurance ‘Tough decisions’ ahead as California confronts deepening insurance crisis Publication: InsuranceNewsNet | Date: May 30, 2026 An InsuranceNewsNet report details how rising catastrophe
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-229/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Briefing Curated headlines on regulation, markets, catastrophe, and innovation impacting the California P&C landscape. California Headlines Home Insurance / Regulation Wildfire-Prone California Weighs New Rules to Keep Property Insurers in the State Publication date: March 13, 2025 (video report)
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-228/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Daily Briefing Key developments shaping the P&C market for California-focused insurance agents and carriers. California Headlines Homeowners Insurance · Catastrophe Why California's Homeowners Insurance Market Collapsed—and How to Fix It Independent Institute · May 12, 2025 This analysis explains how wildfire
- [Why Your Best People Really Stay (Hint: It's Not the Paycheck)](https://taguealliance.com/why-your-best-people-really-stay-hint-its-not-the-paycheck/) - Why Your Best People Really Stay (Hint: It's Not the Paycheck) By Tony V & Claude Hola, guys. Here's a question worth sitting with: if one of your best producers or CSRs walked in tomorrow and gave notice, what would you assume they're leaving for? If your gut said "more money," you're in good company
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-227/) - ```html Daily Property & Casualty Insurance News California-focused developments for insurance agents, carriers, brokers, and industry professionals. California Headlines Home Insurance Why California's Homeowners' Insurance Market Collapsed—and How to Fix It May 12, 2025 Wildfires, rising claims costs, and price controls have pushed many major insurers to stop issuing new homeowners policies or renewing existing
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-226/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines impacting California-focused P&C carriers, MGAs, and independent agents. California Property & Casualty Highlights Home Insurance State Farm Further Restricts New Homeowners Policies in California Amid Wildfire Risk Los Angeles Times – June 10, 2026 State
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-225/) - ```html Daily P&C Insurance News – California Focus California Property & Casualty Daily Curated news on auto, home, catastrophe, regulation, and technology impacting California insurance agents and carriers. California Headlines Home Insurance State Farm to Expand California Homeowners Writings After New Regulatory Agreement Published: June 10, 2026 – PropertyCasualty360 State Farm has agreed to resume
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-224/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines and key developments impacting California carriers, agents, brokers, and risk managers. California Headlines Homeowners Insurance State Farm Extends Pause on New California Home Insurance Policies Amid Wildfire Risk Los Angeles Times — May 22, 2025
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-223/) - I can generate the HTML newsletter template, but I **cannot reliably provide 5 California headlines with exact article URLs and dates from the supplied search results**, because the only available sources are template-design articles, not current California insurance news articles.[1][2] What I *can* provide right now is a **WordPress-safe HTML newsletter template** that matches your
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-222/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California A quick scan of key developments impacting California property & casualty insurance markets. California Property & Casualty Highlights Home Insurance California Moves to Ease Home Insurance Crisis with FAIR Plan Expansion and Rate Reforms Los Angeles Times
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-221/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines on auto, home, catastrophe, regulation, and market trends impacting P&C carriers and agents in California. California Property & Casualty Headlines home insurance California Approves New Rules to Keep Home Insurers in Wildfire Zones Los Angeles
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-220/) - ```html Daily P&C Insurance Briefing – California Daily Property & Casualty Insurance Briefing – California Curated headlines impacting California insurance agents, carriers, and brokers. California Market & Regulatory Headlines Homeowners insurance California unveils new rules to lure back home insurers like State Farm and Allstate Los Angeles Times – May 29, 2026 California regulators released
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-219/) - ```html Daily P&C Insurance News – California Daily Property & Casualty Insurance News – California Focus Curated headlines for insurance agents, brokers, and P&C leaders. California P&C Headlines Catastrophe / Wildfire California Regulators Advance New Wildfire Risk Rules to Keep Insurers in the Market Published: June 3, 2026 – Insurance Journal California Insurance Commissioner Ricardo
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-218/) - ```html Daily Property & Casualty Insurance Briefing – California California Daily P&C Insurance Briefing Curated headlines for property & casualty insurance professionals focused on the California market. California Headlines Home Insurance California Moves to Let Insurers Use Catastrophe Models in Homeowners Rate Filings Published: June 3, 2026 – Insurance Journal California regulators have proposed a
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-217/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines for P&C insurance agents, brokers, and industry leaders focused on California developments. California Market & Regulatory Updates Homeowners Insurance California Insurance Commissioner Advances Plan to Bring Home Insurers Back to the State Published: November 18,
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-216/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California market developments for P&C insurance professionals California Headlines Auto Insurance California Approves First New Personal Auto Rate Increases for Major Insurers Since Pandemic June 3, 2026 — Insurance Journal (West) California regulators have signed off on a series
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-215/) - ```html Daily Property & Casualty Insurance News – California Focus Daily P&C Insurance Briefing – California Curated headlines for agents, brokers, and insurance leaders focused on the California market. California Property & Casualty Highlights Homeowners Insurance State Farm to Drop Home Coverage for Thousands of Californians Amid Wildfire Risk Los Angeles Times · March 20,
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-214/) - ```html Daily Property & Casualty Insurance News – California Daily Property & Casualty Insurance News – California Curated updates on California-related Property & Casualty developments for insurance professionals. California Property & Casualty Headlines Homeowners Insurance State Farm Further Scales Back California Homeowners Business Amid Wildfire and Cost Pressures Published: May 12, 2025 – PropertyCasualty360 State
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-213/) - ```html Daily Property & Casualty Insurance Briefing – California Focus Daily Property & Casualty Insurance Briefing – California Curated news on California P&C market developments for agents, brokers, and carriers. California Market & Regulatory Updates Home Insurance State Farm Signals Partial Return to California Homeowners Market After Regulatory Deal Publication date: May 12, 2025 –
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-212/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines and insights for insurance agents and P&C professionals. California Headlines Homeowners Insurance California’s Insurance Commissioner Presses Carriers on Wildfire Coverage and Rate Filings Los Angeles Times · May 28, 2026 California regulators are intensifying oversight
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-211/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Curated headlines impacting carriers, brokers, and independent agents across California. California Headlines Home insurance California regulators approve major State Farm homeowners rate hike as filings resume Los Angeles Times · May 29, 2026 California’s Department of Insurance has signed
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-210/) - ```html Daily P&C Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines impacting carriers, MGAs, and independent agents across California’s P&C market. California Market Headlines Auto Insurance California Approves Targeted Auto Insurance Rate Increases for Major Carriers Insurance Journal – May 29, 2026 California regulators approved a new round
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-209/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Briefing Curated headlines on regulatory, market, and claims developments impacting California P&C insurance professionals. California Headlines Auto Insurance State Farm to Drop Thousands of California Property Policies Amid Ongoing Insurance Strain Los Angeles Times — March 21, 2024 State
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-208/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines for P&C insurance agents and industry professionals with a focus on California developments. California Property & Casualty Highlights Homeowners insurance Commissioner Lara Announces Next Phase of California’s Home Insurance Market Stabilization Published: September 21, 2024
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-207/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines on regulatory shifts, market trends, and carrier developments impacting California P&C agents and brokers. California P&C Headlines Home Insurance California Unveils Plan to Lure Home Insurers Back With Faster Rate Approvals and Catastrophe Modeling Los
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-206/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Curated news on auto, home, catastrophe, regulation, and technology shaping the California P&C market. California Market Highlights Homeowners Insurance State Farm Halts New California Home Insurance Policies Amid Rising Wildfire Risks Los Angeles Times — May 15, 2024 State
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-205/) - ```html Daily Property & Casualty Insurance Briefing – California Focus California Property & Casualty Daily Briefing Key P&C developments affecting California carriers, agents, and policyholders. California Market & Regulatory News Homeowners insurance California Approves New Rules Aimed at Bringing Insurers Back to Homeowners Market PropertyCasualty360 · April 10, 2025 California regulators approved a package of
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-204/) - Below is a clean, WordPress-friendly HTML newsletter template you can paste into a post or custom HTML block. It uses simple embedded CSS, avoids heavy formatting/icons, and is structured for easy scanning. ```html Daily Property & Casualty Insurance News A concise roundup of California-related insurance developments for agents, brokers, carriers, and industry professionals. California Insurance
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-203/) - Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines on carriers, regulation, and market trends impacting California P&C insurance. California Property & Casualty Highlights Homeowners Insurance Farmers Returns to California Homeowners Market With Conditional New Business Writing Published: May 22, 2026 – Insurance Journal Farmers
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-202/) - Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Briefing Curated updates on California-focused property and casualty insurance developments, regulatory actions, and market trends for insurance agents and industry professionals. California Market & Regulatory News Homeowners insurance California Homeowners Insurance Market Strains Under Wildfire And Regulatory Pressures Published: March
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-201/) - Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California A curated look at recent developments in California’s property & casualty insurance market, highlighting regulatory moves, pricing shifts, litigation trends and carrier strategies that matter to agents and brokers. California Headlines Home Insurance California Insurance Commissioner Announces Plan
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-200/) - Daily Property & Casualty Insurance News – California Focus California Property & Casualty Daily Curated headlines on regulation, carrier strategy, and market shifts impacting P&C insurance in California. California Headlines Home Insurance California Approves New Rules to Lure Back Home Insurers Amid Wildfire Risk May 15, 2024 | Insurance Journal California insurance regulators finalized a
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-199/) - Daily Property & Casualty Insurance News – California Focus Daily P&C Insurance Briefing – California Curated headlines on regulatory shifts, market moves, and risk trends impacting California property & casualty carriers, agents, and brokers. California Property & Casualty Highlights Homeowners Insurance California Approves Expanded FAIR Plan Coverage Amid Mounting Wildfire Concerns Published: May 15, 2026
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-198/) - Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines, regulatory shifts, and market developments impacting agents, carriers, and MGAs across California. California Market & Catastrophe Risk Catastrophe / Homeowners California Insurance Commissioner Advances Wildfire Insurance Overhaul Aimed at Market Stability Published: May 16, 2026 –
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-197/) - ```html Daily Property & Casualty Insurance News A concise California-focused roundup for insurance agents and industry professionals. California Headlines Auto InsuranceMay 2026 California auto insurers continue to adjust pricing and underwriting amid persistent claims pressure California auto carriers are still balancing higher repair costs, litigation severity, and fraud exposure while trying to maintain profitability. Agents
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-196/) - Daily Property & Casualty Insurance News – California California Property & Casualty Insurance Daily Briefing Curated news for agents, brokers, carriers, MGAs, and risk professionals focused on the California P&C marketplace. Regulation & Market Conditions Regulation California Insurance Commissioner Advances Rules to Speed Up Homeowners Rate Filings Published: May 13, 2026 – Insurance Journal (West)
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-195/) - Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated developments impacting insurers, agents, brokers, MGAs, and risk managers across California. California Market & Regulatory Updates Homeowners insurance Insurers retreat from California’s homeowners market as wildfire and reinsurance costs surge Financial Times · April 24, 2024 The
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-194/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance News California Edition - Key Developments for Insurance Professionals California Headlines Wildfire Insurance California Regulators Approve New Wildfire Coverage Models Amid Rising Losses May 12, 2026 California Insurance Commissioner approved parametric wildfire insurance products from three major carriers to address coverage gaps in high-risk
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-193/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance News California Edition - Key Developments for Insurance Professionals Today's Top California P&C Headlines Wildfire Catastrophe California Wildfire Losses Projected to Exceed $15B in 2026 Season May 12, 2026 Insurers are bracing for another devastating wildfire season in California with early projections estimating total
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-192/) - I appreciate your detailed request, but I need to be transparent with you: I cannot fulfill this assignment as specified. **Here's why:** The search results provided do not contain any actual California Property & Casualty insurance headlines, articles, or URLs that I could link to. Without access to real, current articles and their exact URLs,
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-191/) - # HTML Newsletter Template for P&C Insurance Professionals ```html P&C Insurance Daily News P&C Insurance Daily Brief Essential news for California insurance professionals California Headlines Today Homeowners Insurance California Homeowners Face New Rate Adjustments Amid Wildfire Concerns Published: May 11, 2026 Insurance carriers continue adjusting homeowners rates throughout California as wildfire season approaches. State regulators
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-190/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance NewsCalifornia Edition Today's Top California Stories Auto Insurance California Regulators Approve 15% Auto Rate Increase for Major Insurers Amid Rising Claims May 8, 2026 The California Department of Insurance has approved average 15% rate hikes for State Farm and Allstate, citing unprecedented repair costs
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-189/) - # California Property & Casualty Insurance Daily News ```html California P&C Insurance Daily News California P&C Insurance Daily News Auto Insurance Auto Insurance California Auto Insurance Rates Climbing at Fastest Pace in Years Published: May 6, 2026 California insurers are raising auto insurance premiums due to increased vehicle replacement costs and more frequent severe accidents.
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-188/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance NewsCalifornia Edition Today's Top California Headlines Auto Insurance California Regulators Approve 8.2% Auto Rate Increase for Major Insurers Amid Rising Repair Costs May 7, 2026 The California Department of Insurance has approved an average 8.2% rate increase for State Farm and other major auto
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-187/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance News California Edition - Key Developments for Insurance Professionals Today's Top California Headlines Auto Insurance California Regulators Approve 8.2% Auto Rate Increase for Major Insurers Amid Rising Claims May 6, 2026 The California Department of Insurance has approved an average 8.2% rate hike for
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-186/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance News California Edition - Key Developments for Insurance Professionals Today's Top California Headlines Wildfire Catastrophe California Regulators Approve $2.5B Wildfire Reinsurance Deal for Major Carriers May 5, 2026 California's Department of Insurance has greenlit a landmark $2.5 billion reinsurance agreement aimed at bolstering carrier
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-163/) - ```html Daily Property & Casualty Insurance News - California Focus Daily California P&C Insurance News Key developments impacting Property & Casualty insurance agents and the industry Today's Top California Headlines Auto Insurance California Regulators Approve 15% Auto Rate Hike for Major Insurers Amid Rising Claims April 10, 2026 The California Department of Insurance has approved
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-158/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance News California Edition Today's Top California Headlines Auto Insurance California Regulators Approve 8.5% Auto Rate Increase for Major Insurers Amid Rising Claims April 7, 2026 The California Department of Insurance has approved an average 8.5% rate hike for auto policies from State Farm and
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-149/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance News California Edition California Headlines Wildfire Claims New California Insurance Laws Eliminate "The List" for Wildfire Survivors January 1, 2026 A new law (SB 495) requires insurance companies to pay 60% of contents coverage limits, capped at $350,000, to wildfire survivors experiencing total home
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-147/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California Edition California Headlines Legislation Well-intended legislation won't solve California's insurance woes January 2026 New legislation aims to address California's insurance challenges, but as of January 2026, 94% of 42,121 claims have been paid while deep structural issues persist.
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-138/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance NewsCalifornia Edition California Insurance Headlines Home Insurance January 2026 New California Insurance Laws Take Effect for Wildfire Survivors A new law eliminates the requirement for wildfire survivors to submit detailed inventories of lost personal contents, mandating insurers pay 60% of
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- [Q4 2025 Carrier Earnings Roundup](https://taguealliance.com/q4-2025-carrier-earnings-roundup/) - Table of Contents Quick welcome and what this post covers AI playground — a tiny demo of new tools Main partners I reviewed (high level) Visual story: what the charts showed Industry context and strategic analysis What this means for agents — practical takeaways Specific near‑term watch list Short summary — the bottom line Want
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-108/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Industry insights for insurance professionals Top Stories Market Dynamics 'Structural Shift' Occurring in California Surplus Lines February 17, 2026 California's surplus lines market is entering a transformative phase as admitted carriers pull back from homeowners insurance, with the Los Angeles wildfires of 2025 accelerating this trend. The
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-96/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California Edition California Headlines Workers' Compensation Published: Early 2026 California’s workers’ comp sector shows stress fractures as state approves 9% rate increase The California insurance commissioner approved a 9% increase in workers’ compensation rates, signaling rising claims pressures amid
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-92/) - ```html Daily California P&C Insurance News Daily California P&C Insurance News Key developments impacting property and casualty insurance in California California Headlines Disaster Recovery Reform January 7, 2026 California Bill Would Require Insurer Claims Handling Plans Senate Bill 876, the Disaster Recovery Reform Act, requires insurers to submit disaster recovery plans for claims handling and
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-91/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance NewsCalifornia Edition California Headlines Disaster Recovery January 7, 2026 California Bill Would Require Insurer Claims Handling Plans A new bill, Senate Bill 876, introduced by Insurance Commissioner Ricardo Lara and Senator Steve Padilla, mandates disaster recovery plans from insurers to speed up claims during
- [2026: Why Property & Casualty Insurance Has Likely Passed “Peak Pain” in Property and Auto](https://taguealliance.com/2026-why-property-casualty-insurance-has-likely-passed-peak-pain-in-property-and-auto/) - Table of Contents Quick take — short version for Curious Minds Outline 1) How we got here — a five-to-eight year journey 2) The national picture — premiums, loss ratios and inflation 3) Reinsurance — why it matters and why the recent softening is significant 4) California snapshot — what’s different and what’s encouraging 5)
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-90/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance NewsCalifornia Edition California Headlines Disaster Recovery Reform January 7, 2026 California Bill Would Require Insurer Claims Handling Plans Senate Bill 876, the Disaster Recovery Reform Act, mandates insurers to submit disaster recovery plans for claims handling during emergencies and doubles penalties for violations of
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-89/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily News for Insurance Professionals Today's Top Stories Regulatory/Homeowners California Bill Would Require Insurer Claims Handling Plans, and Double Disaster Penalties January 7, 2026 Senate Bill 876, the Disaster Recovery Reform Act, requires insurers to submit disaster recovery plans for CDI review and doubles penalties for fair claims
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-88/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance NewsCalifornia Edition Today's Top California P&C Headlines Disaster Recovery Reform California Bill Would Require Insurer Claims Handling Plans January 7, 2026 Senate Bill 876, the Disaster Recovery Reform Act, requires insurers to submit disaster recovery plans for claims handling and doubles penalties for fair
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-87/) - ```html Daily P&C Insurance News - California Focus Daily P&C Insurance NewsCalifornia Edition California Headlines Disaster Recovery California Bill Would Require Insurer Claims Handling Plans January 7, 2026 Senate Bill 876, the Disaster Recovery Reform Act, requires insurers to submit disaster recovery plans for claims handling during emergencies and doubles penalties for fair claims violations.
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-85/) - ```html Daily P&C Insurance News - California Focus Daily California P&C Insurance News California Headlines Disaster Recovery Reform January 7, 2026 California Bill Would Require Insurer Claims Handling Plans Senate Bill 876, introduced by Insurance Commissioner Ricardo Lara and Senate Insurance Committee Chair Steve Padilla, mandates disaster recovery plans from insurers to speed up claims
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-84/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California Focus California Headlines Home Insurance 2026 Home Insurance Rates: Will SoCal's Record-Wet Months Push Premiums Higher? December 2025 California home insurance premiums are projected to rise by 20% or more through 2025 due to reinsurance costs and recent
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-83/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California Edition California Headlines Home Insurance 2026 Home Insurance Rates: Will SoCal's Record-Wet Months Push Premiums Higher? Published: Recent (Projected 2026 trends) California home insurance premiums are projected to rise by 20% or more through 2025, with Southern California's
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-77/) - ```html P&C Insurance Daily Newsletter P&C Insurance News Daily Your source for property and casualty insurance industry updates Today's Top Stories Regulatory / Catastrophe Commissioner Lara Protects Nearly 150,000 Californians from Non-Renewals Following Gifford Fire January 2026 Insurance Commissioner Ricardo Lara issued a moratorium order protecting more than 147,000 policyholders affected by the Gifford Fire
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- [US Property & Casualty Insurance Market: 2024-2025 Comprehensive Analysis for Independent Agencies](https://taguealliance.com/us-property-casualty-insurance-market-2024-2025-comprehensive-analysis-for-independent-agencies/) - Created with Perplexity.ai The US property and casualty insurance market has undergone a remarkable transformation over the past two years, achieving its strongest underwriting performance in more than a decade. For independent insurance agencies navigating this evolving landscape, understanding the market dynamics, carrier performance, and emerging trends is essential for strategic positioning and client advisory.
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-73/) - ```html Daily P&C Insurance News - California Focus Daily Property & Casualty Insurance News California Edition California Headlines Property Insurance Regulation January 2026 New California Insurance Laws on the Books in 2026 A new suite of California laws aimed at improving property insurance took effect on January 1, focusing on wildfire safety and consumer protections.
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-61/) - ```html Daily California P&C Insurance News Daily California P&C Insurance News Today's Top California Headlines Homeowners Insurance Farmers Insurance eliminates cap on homeowners policies offered in CaliforniaDecember 2025 Farmers Insurance, California's largest property casualty insurer, has removed its cap of 9,500 new homeowners policies per month, effective immediately, due to an improved market under the
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- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-53/) - ```html Daily California P&C Insurance News Daily California P&C Insurance News Thursday, December 25, 2025 California Headlines **Home insurance / Wildfire** December 19, 2025 Commissioner Lara protects thousands of Californians in Mono and Inyo counties from non-renewals following Pack Fire Insurance Commissioner Ricardo Lara ordered insurance companies to preserve residential property insurance coverage for more
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-52/) - ```html Daily P&C Insurance News – California Edition Daily Property & Casualty Insurance News – California Curated headlines and insights impacting carriers, agents, and insureds across California. California Headlines Home Insurance / Regulation California home insurance premiums projected to rise 20% or more by end of 2025 Publication date: December 2025 California home insurance premiums
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-51/) - ```html Daily P&C Insurance News - California Focus Daily California P&C Insurance News Wildfire Protection Home Insurance December 2025 Commissioner Lara protects thousands of Californians in Mono and Inyo counties from non-renewals following Pack Fire Insurance Commissioner Ricardo Lara ordered companies to preserve coverage for over 14,800 policyholders in Pack Fire-affected areas, providing a one-year
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-50/) - ```html Daily California P&C Insurance News Daily California P&C Insurance News Curated headlines on regulation, catastrophe risk, and market capacity impacting California insurance agents and carriers. California Headlines Wildfire / Regulation Commissioner Lara protects thousands of Californians in Mono and Inyo counties from non-renewals following Pack Fire December 19, 2025 Insurance Commissioner Ricardo Lara ordered
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-49/) - ```html California Property & Casualty Insurance Daily California Property & Casualty Insurance Daily Curated headlines on regulation, catastrophe risk, and market capacity impacting California insurance agents and carriers. California Headlines Home insurance / Wildfire Commissioner Lara Protects Mono and Inyo County Homeowners from Non-Renewals After Pack Fire Publication date: December 19, 2025 – California Department
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-48/) - ```html Daily California P&C Insurance News Daily California P&C Insurance News Key developments impacting Property & Casualty insurance agents and the industry Wildfire Protection Wildfire Moratorium December 19, 2025 Commissioner Lara protects thousands of Californians in Mono and Inyo counties from non-renewals following Pack Fire California Insurance Commissioner Ricardo Lara ordered insurers to preserve coverage
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-47/) - ```html Daily Property & Casualty Insurance News - California Edition Daily Property & Casualty Insurance News California Edition California Headlines Home Insurance California home insurance premiums projected to rise 20% or more by end of 2025 December 2025 California home insurance premiums are projected to rise by 20% or more by end of 2025 due
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-46/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Briefing California Market & Catastrophe Trends Catastrophe L.A. fires push insurers' 2025 disaster losses to $107 billion Los Angeles Times — December 16, 2025 Swiss Re estimates that global insured natural catastrophe losses reached $107 billion in 2025, driven
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-45/) - ```html Daily Property & Casualty Insurance News – California Daily Property & Casualty Insurance News Top California developments impacting carriers, agents, and insureds California Market & Regulatory Updates Home Insurance 2026 Home Insurance Rates: Will SoCal’s Record-Wet Months Push California Premiums Even Higher? Publication date: December 2025 California home insurance premiums are projected to rise
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-44/) - ```html Daily California P&C Insurance News Daily California P&C Insurance News Key developments impacting Property & Casualty insurance in California Catastrophe Bonds Wildfire Catastrophe Bonds December 2025 144A property cat bonds hit $20.7bn YTD in 2025, as record FAIR Plan wildfire cat bond settles Issuance of Rule 144A property catastrophe bonds in 2025 has surpassed
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-43/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Insurance Daily Curated headlines on regulation, catastrophe risk, and market capacity impacting California insurance agents and carriers. California Headlines Home Insurance / Reinsurance 2026 Home Insurance Rates: Will SoCal’s Record-Wet Months Push Premiums Even Higher? Published: November 29, 2025 — Inszone
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-42/) - ```html Daily Property & Casualty Insurance News – California Edition California Property & Casualty Daily Briefing Curated headlines and analysis on California property & casualty insurance to keep agency leaders and insurance professionals informed and prepared. California Market & Regulatory Updates Home Insurance 2026 Home Insurance Rates: Will SoCal's Record-Wet Months Push California Premiums Even
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-41/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines and insights for insurance agents and industry professionals. California Headlines Home Insurance Why California's Homeowners' Insurance Market Collapsed—and How to Fix It Published: May 12, 2025 – Independent Institute[1] California’s homeowners market is in crisis
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-40/) - ```html Daily Property & Casualty Insurance News - California Focus Daily Property & Casualty Insurance News California Edition Home Insurance 2026 Home Insurance Rates: Will SoCal's Record-Wet Months Push Premiums Higher? December 2025 California home insurance premiums are projected to rise by 20% or more by end of 2025 due to reinsurance costs, wildfire losses,
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-39/) - ```html Daily Property & Casualty Insurance News – California Focus Daily California P&C Insurance News Curated headlines for property & casualty insurance professionals focused on California markets and regulatory developments. California Property & Casualty Headlines Home Insurance / Regulation Why California’s Homeowners Insurance Market Collapsed—and How to Fix It May 12, 2025 · Independent Institute[1]
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-38/) - ```html Daily California Property & Casualty Insurance News California Property & Casualty Insurance Daily Briefing Key developments affecting carriers, agents, and policyholders across California. California P&C Headlines Homeowners Insurance / Wildfire Commissioner Lara Orders Insurers to Preserve Coverage for 124,000 Homes in TCU September Complex Fire Areas California Department of Insurance · September 19, 2025
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-37/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Daily Curated news for insurance agents and P&C professionals focused on California market developments. California Headlines Home Insurance / Wildfire Commissioner Lara Orders Insurers to Preserve Coverage for 124,000 Wildfire-Exposed Homes California Department of Insurance — September 19, 2025 Insurance Commissioner
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-36/) - ```html Daily Property & Casualty Insurance News – California Focus California Property & Casualty Daily Key regulatory, market, and catastrophe developments impacting California insurance agents and carriers. California Headlines Home Insurance Commissioner Lara Orders Insurers to Preserve Coverage for 124,000 Wildfire-Exposed Homes California Department of Insurance · September 19, 2025 Insurance Commissioner Ricardo Lara issued
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-35/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Essential news for insurance professionals Top Stories Home Insurance Farmers Insurance Eliminates Homeowners Policy Cap in California December 2025 Farmers Insurance has removed its monthly cap on new homeowners insurance policies in California, signaling a major shift in the state's constrained insurance market. The move is expected
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-34/) - ```html Daily Property & Casualty Insurance News – California Focus Daily Property & Casualty Insurance News – California Curated headlines and insights for P&C insurance professionals with a focus on the California market. California Property & Casualty Highlights Home Insurance Farmers Eliminates Cap on New Homeowners Policies in California Realtor.com | October 31, 2025 Farmers
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-33/) - Below is an example HTML newsletter template you can paste into WordPress (Code/HTML view). It uses very simple, inline-safe CSS and avoids elements that commonly break formatting. Replace headlines, dates, URLs, and summaries as needed. ```html Daily P&C Insurance News – California Daily Property & Casualty Insurance News – California Top developments impacting carriers, agents,
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-32/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Thursday, December 4, 2025 California Insurance Market Homeowners Insurance Farmers Insurance Eliminates Homeowners Policy Cap in California Realtor.com | December 4, 2025 Farmers Insurance has removed its monthly cap on new homeowners policies in California, a move to increase availability in wildfire-prone areas. The insurer is also
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-31/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Wednesday, December 3, 2025 Top California Insurance Headlines Catastrophe Commissioner Lara Expands FAIR Plan Coverage for High-Value Commercial Properties July 26, 2025 California Insurance Commissioner Ricardo Lara approved a temporary expansion of FAIR Plan coverage to include high-value commercial properties, homeowners associations, and affordable housing developments, with
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-30/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily December 2, 2025 Top Stories Today Regulatory Reform Insurance Commissioner Lara Expands FAIR Plan Coverage with Major Reforms California Department of Insurance | 2025 Commissioner Ricardo Lara has approved temporary expansion of FAIR Plan coverage for high-value commercial properties, homeowners associations, and affordable housing developments effective July
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-29/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Monday, December 01, 2025 California Insurance Market Updates Regulatory Reform Commissioner Lara Continues Expanding Insurance Coverage through FAIR Plan Reforms Date: 2025 California Insurance Commissioner Ricardo Lara has approved temporary expansion of FAIR Plan coverage for high-value commercial properties and homeowners associations, with coverage limits up to
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-28/) - ```html Daily P&C Insurance Newsletter Daily P&C Insurance News Sunday, November 30, 2025 California Insurance Market Home Insurance Farmers Insurance Eliminates Cap on Homeowners Policies in California November 24, 2025 Farmers Insurance, California's largest property casualty insurer headquartered in the state, has eliminated the cap on new homeowners policies effective immediately, previously limited to 9,500
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-27/) - ```html P&C Insurance Daily News P&C Insurance Daily News Saturday, November 29, 2025 Today's Top Stories Home Insurance - Market November 24, 2025 Farmers Insurance Eliminates Cap on Homeowners Policies in California Farmers Insurance, the largest property casualty insurer headquartered in California, has removed its 9,500 new homeowners policy monthly cap, effective immediately, signaling confidence
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-26/) - ```html P&C Insurance Daily News P&C Insurance Daily Essential news for insurance professionals | November 28, 2025 Today's Headlines Market Expansion Farmers Insurance Eliminates Cap on Homeowners Policies in California November 24, 2025 Farmers Insurance, the largest property casualty insurer headquartered in California, has removed the cap on new homeowners policies previously limited to 9,500
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-25/) - ```html Property & Casualty Insurance Daily Newsletter P&C Insurance Daily Industry News for Insurance Professionals Today's Top Stories Home Insurance Farmers Insurance Eliminates Cap on Homeowners Policies in California November 24, 2025 Farmers Insurance has removed the cap on new homeowners insurance policies it offers in California, eliminating the previous 9,500 monthly policy limit and
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-24/) - ```html California P&C Insurance Daily News California Property & Casualty Insurance Daily Brief Wednesday, November 26, 2025 Top California Headlines Home Insurance Ricardo Lara Proposes Insurance Rule That Critics Call 'Revenge' September 27, 2025 California Insurance Commissioner Ricardo Lara’s recent rule changes are expected to cause home insurance costs in California to rise in the
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-23/) - ```html California Property & Casualty Insurance Daily Brief California Property & Casualty Insurance NewsTuesday, November 25, 2025 Top Headlines Catastrophe Commissioner Lara Orders Insurance Companies to Preserve Coverage for 124,000 Californians Impacted by Wildfires Published: September 19, 2025 California Insurance Commissioner Ricardo Lara has ordered insurers to maintain coverage for thousands of residents affected by
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-22/) - ```html Daily California P&C Insurance News California Property & Casualty Insurance Daily NewsMonday, November 24, 2025 Top Headlines CATASTROPHE Commissioner Lara Protects 124,000 Californians From Insurance Non-Renewal After Wildfire September 19, 2025 California’s Insurance Commissioner ordered insurers to preserve coverage for 124,000 residents impacted by recent wildfires in the Sierra foothills. The emergency measure blocks
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-21/) - ```html California Property & Casualty Daily News – November 23, 2025 California Property & Casualty Daily News – November 23, 2025 Latest Headlines for California Catastrophe – Wildfire Commissioner Lara Orders Insurers to Preserve Coverage for 124,000 Homes in Wildfire Regions Published: September 19, 2025 Insurance Commissioner Ricardo Lara has mandated insurance companies to maintain
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-20/) - ```html Daily California Property & Casualty Insurance News California Property & Casualty Insurance News Saturday, November 22, 2025 Today's Headlines Home Insurance Commissioner Protects 124,000 Californians' Home Insurance in Wildfire Zones September 19, 2025 Insurance Commissioner Ricardo Lara ordered companies to preserve residential property insurance for 124,000 homes in wildfire-affected counties following an emergency declaration.
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-19/) - ```html California Property & Casualty Insurance Daily News California Property & Casualty Insurance Daily News Friday, November 21, 2025 Top Headlines Wildfire Insurance Commissioner Lara protects 124,000 Californians across six counties in Sierra foothills from non-renewals following wildfire emergency September 19, 2025 California’s Insurance Commissioner ordered insurers to maintain coverage for 124,000 homes following a
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-18/) - ```html California P&C Insurance Daily Digest California P&C Insurance Daily Digest Thursday, November 20, 2025 Wildfire Insurance California Bans Non-renewals for Wildfire Victims in Six Counties September 19, 2025 California’s Insurance Commissioner has ordered insurers to halt non-renewals and cancellations for 124,000 property insurance policies in wildfire-impacted areas for one year. This action extends protections
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-17/) - ```html Daily Property & Casualty Insurance News – California Edition Daily Property & Casualty Insurance News – California Top Headlines for Wednesday, November 19, 2025 Catastrophe Commissioner Lara Protects 124,000 Californians in Wildfire Zones from Insurance Non-Renewals September 19, 2025 Insurance Commissioner Ricardo Lara ordered insurers to maintain residential property coverage for roughly 124,000 homes
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-16/) - ```html California Property & Casualty Insurance Daily Roundup | November 18, 2025 California Property & Casualty Insurance Daily RoundupTuesday, November 18, 2025 Top News: California Headlines Wildfire Protection Commissioner Lara protects 124,000 Californians across six counties from insurance non-renewals after wildfire emergency Published: September 19, 2025 California insurers are barred from dropping residential property insurance
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-15/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Monday, November 17, 2025 Top News Today Catastrophe Commissioner Lara Protects 124,000 Californians Across Six Counties in Sierra Foothills from Non-Renewals Following Wildfire Emergency September 19, 2025 Insurance Commissioner Ricardo Lara ordered insurance companies to preserve residential property insurance coverage for approximately 124,000 homes affected by wildfires
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-14/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily November 16, 2025 Top Stories Today Catastrophe / Market Hardening Property & Casualty Markets in Focus Q1 2025: Climate and Fire Risks Drive Rate Escalation November 2025 The Los Angeles-area wildfires could result in insured losses estimated at $75 billion, with total losses ranging from $95 billion
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-13/) - ```html Daily California Property & Casualty Insurance Update California Property & Casualty Insurance News Top Headlines for Saturday, November 15, 2025 Catastrophe Commissioner Lara Orders Insurance Companies to Preserve Coverage for 124,000 Wildfire-Affected Homes Published: September 19, 2025 California Insurance Commissioner Ricardo Lara issued an order preventing non-renewal and cancellation of residential property insurance for
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-12/) - ```html California Property & Casualty Insurance Daily News – November 14, 2025 California Property & Casualty Insurance Daily News Date: November 14, 2025 Today's Top Headlines Wildfire & Home Insurance Commissioner Lara protects 124,000 Californians across six counties in Sierra foothills from non-renewals following wildfire emergency September 19, 2025 Insurance Commissioner Ricardo Lara ordered insurers
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-11/) - ```html Home Insurance California Orders One-Year Moratorium on Home Insurance Cancellations After Wildfires September 19, 2025 Insurance Commissioner Ricardo Lara has ordered a one-year moratorium on non-renewals and cancellations for 124,000 homes in six counties affected by the TCU September Complex Fire, regardless of whether policyholders suffered a loss. Catastrophe Lara Proposes Changes to Landmark
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-10/) - ```html Daily California P&C Insurance News California Property & Casualty Daily Briefing Wednesday, November 12, 2025 Today's Top Stories Wildfire Insurance Commissioner Shields 124,000 Californians from Insurance Non-Renewal After Wildfires September 19, 2025 California Insurance Commissioner Ricardo Lara ordered insurers to preserve property coverage for residents affected by the TCU September Complex Fire. The one-year
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-9/) - ```html California Property & Casualty Insurance Updates – November 11, 2025 California Property & Casualty Insurance Updates Tuesday, November 11, 2025 Today's California Headlines Home Insurance Why California's Homeowners' Insurance Market Collapsed—and How to Fix It May 12, 2025 California's homeowners' insurance market is in crisis as major insurers withdraw due to regulatory inefficiency and
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-8/) - ```html Daily California Property & Casualty Insurance News California Property & Casualty Insurance Daily Digest Home Insurance What Is The California Home Insurance Crisis? 2025 UPDATE Published: October 8, 2025 California continues to experience rising home insurance rates, increased natural disaster frequency, and the withdrawal of major insurers from the state. Homeowners now face stricter
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-7/) - ```html P&C Insurance Daily Newsletter P&C Insurance Daily Sunday, November 9, 2025 Today's Top Stories Home Insurance What Is The California Home Insurance Crisis? 2025 UPDATE October 8, 2025 California's home insurance landscape has transformed into a hard market characterized by increasing rates, regulatory challenges, and company withdrawals. The crisis stems from catastrophic wildfires like
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-6/) - ```html Daily California Property & Casualty Insurance News California Property & Casualty Insurance News Saturday, November 08, 2025 Today's Top Headlines Auto Insurance California Department of Insurance brings enforcement actions against Tesla Insurance Companies October 3, 2025 The California Department of Insurance is pursuing enforcement actions against Tesla Insurance and State National Insurance, alleging widespread
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-5/) - ```html Daily Property & Casualty Insurance News - California Focus (November 7, 2025) Daily Property & Casualty Insurance News California Headlines – November 7, 2025 Catastrophe Wildfires Drive California Property & Casualty Losses to New Heights Published: Q1 2025 Wildfires in Southern California have resulted in insured losses possibly reaching $75 billion, making the event
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-4/) - ```html Daily Property & Casualty Insurance News Daily Property & Casualty Insurance News Home Insurance Why California’s Homeowners Insurance Market Collapsed—and How to Fix It May 12, 2025 California’s homeowners insurance market is in crisis, with insurers paying out more in claims and expenses than they collect in premiums, leading to widespread withdrawal from the
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-3/) - ```html Property & Casualty Insurance Daily Update California Property & Casualty Insurance Daily News Wednesday, November 5, 2025 Today's Top Headlines Catastrophe Historic Los Angeles Wildfires Drive Catastrophic Loss Estimates in California Published: Q1 2025 Southern California wildfires in early 2025 marked the most destructive in Los Angeles County history, with insured losses estimated at
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-2/) - ```html California Property & Casualty Insurance Daily News – November 4, 2025 California Property & Casualty Insurance NewsTuesday, November 4, 2025 Top Headlines Catastrophe September 19, 2025 Commissioner Lara protects 124,000 Californians across six counties in Sierra foothills from non-renewals following wildfire emergency The Insurance Commissioner ordered insurers to preserve property insurance coverage for 124,000
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news/) - ```html Daily California P&C Insurance News California Property & Casualty Insurance Daily Briefing Monday, November 3, 2025 Catastrophe Los Angeles Wildfires Signal Ongoing Crisis in Property Insurance Markets Published: Q1 2025 Wildfires in Southern California have driven estimated insured losses as high as $75 billion, marking the most destructive event in Los Angeles County history.
- [Daily P&C Insurance Agent News](https://taguealliance.com/daily-pc-insurance-agent-news-243/) - ```html California Property & Casualty Market Strains Under Wildfires, Insurer Retreats, and FAIR Plan Risks California Property & Casualty Market Strains Under Wildfires, Insurer Retreats, and FAIR Plan Risks California Home Insurance & Market Stability Home Insurance Why California's Homeowners Insurance Market Collapsed — and How to Fix It Published: May 12, 2025 This article
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- [Stability, Retreat, and Reform in California Property & Casualty Insurance](https://taguealliance.com/stability-retreat-and-reform-in-california-property-casualty-insurance/)
- [Stability, Retreat, and Reform in California Property & Casualty Insurance](https://taguealliance.com/stability-retreat-and-reform-in-california-property-casualty-insurance-2/)
- [{"output": [{"0": "Stability, Retreat, and Reform in California Property & Casualty Insurance", "_end": 1718, "_matched": true, "_start": 1635}]}](https://taguealliance.com/output-0-stability-retreat-and-reform-in-california-property-casualty-insurance-_end-1718-_matched-true-_start-1635/) - ```html Stability, Retreat, and Reform in California Property & Casualty Insurance Stability, Retreat, and Reform in California Property & Casualty Insurance A snapshot of evolving carrier participation, market stress, and policy reforms shaping California’s property & casualty landscape, from homeowners availability to broader insurance market impacts. California Property & Casualty Headlines Home Insurance Why California's
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- [California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape](https://taguealliance.com/california-pc-market-turbulence-and-legislative-setbacks-shape-todays-insurance-landscape/) - ```html California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape California Property & Casualty Insurance – Latest 7-Day Highlights Homeowners Insurance California Legislators Fall Short on Deal to Stabilize P&C Insurance Market Published: June 30, 2026 | Source: InsuranceNewsNet California lawmakers were
- [California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape](https://taguealliance.com/california-pc-market-turbulence-and-legislative-setbacks-shape-todays-insurance-landscape-2/) - ```html California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape California P&C Market Turbulence and Legislative Setbacks Shape Today’s Insurance Landscape California Property & Casualty Insurance – Latest 7-Day Highlights Homeowners Insurance California Legislators Fall Short on Deal to Stabilize P&C Insurance Market Published: June 30, 2026 | Source: InsuranceNewsNet California lawmakers were
- [Step 1: Why clean, consistent data intake matters](https://taguealliance.com/standardize-insurance-intake-tools-tradeoffs-tips/) - If you're an independent agent, the single biggest step you can take to improve quoting, submissions, and underwriting is to standardize how you collect information.
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- [](https://taguealliance.com/1288-2/) - This is a solid video from Amber Wuolett the creator of The Insurance Nerdery series.
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- [Deal in the facts and deal in them honestly](https://taguealliance.com/deal-in-the-facts-and-deal-in-them-honestly/) - USAFacts.org just published their 2019 Annual Report on our government
- [Work Comp Trends](https://taguealliance.com/work-comp-trends/) - Hello Tague Members, The article below is really detailed and has some important trends that are impacting or may impact the Workers Comp market. We need to keep our eye on the push for Universal Healthcare in California as some politicians favor this system. The sheer cost would be astounding and it is hard to
- [Here Comes 2019 - Forget Being In The Top 1% - Some Good Advice About Being Top 5%](https://taguealliance.com/here-comes-2019-forget-being-in-the-top-1-some-good-advice-about-being-top-5/) - Hello Tague Members, We hope you had a fantastic holiday season with your family and friends! 2018 was a solid year, and as we look to our direction for 2019 and beyond this article below from Seth Godin helps sharpen the focus just a bit. Many of us dream of being at the "top" and
- [Fast, Easy, Cheap](https://taguealliance.com/fast-easy-cheap/) - Hello Tague Members, Bill Wilson, an insurance guru within our industry, just posted a great article. We need to be experts and advisors and continue to remind everyone we know that insurance is not about speed and a cheap price. If we allow the messaging to be stripped of our control, we are allowing the
- [Information Abundance In The Coming Years](https://taguealliance.com/information-abundance-in-the-coming-years/) - Hello Tague Members, Below is an interesting article from Peter Diamandis who is a big thinker and forward looking individual. Hope this info is insightful and gives you a view into the coming future. By Peter Diamandis We’re rapidly approaching the era of abundant knowledge – a time when you can know anything
- [14 Ways To Value Over Price](https://taguealliance.com/14-ways-to-value-over-price/) - Hello Tague Alliance World, The article below is a bit dated but is a fresh reminder that we offer so much more than just cheap street corner pricing. We must build into our verbal and written prospect and client communications some of these points to help the people we serve to see the real value
- [June Workforce Report from LinkedIn](https://taguealliance.com/june-workforce-report-from-linkedin/) - Hello Tague Members, LinkedIn just published their June economic update on the workforce trends they are seeing in the data. This is always an interesting read as the company has trend data on all of the LinkedIn users and companies which give insights that most companies/governments don't have. It is key for all of our
- [Independent Contractors - You Should Pay Serious Attention To This](https://taguealliance.com/independent-contractors-you-should-pay-serious-attention-to-this/) - Hello Tague Members, I was just provided some interesting information about the CA Supreme Court decision at the end of April in the Dynamex case. You may already be aware of this sweeping court decision, but in case you are not you need to take the time to educate yourself and get advice from someone
- [InsurTech Update Q1](https://taguealliance.com/insurtech-update-q1/) - Hello Tague Alliance Members, There continues to be much hype about Insurtech insurance carriers and the article below is a fantastic breakdown of the three most well-known. Bottom line is that these carriers are growing very rapidly, but profitability continues to be elusive. It is important to keep tabs on these competitors as there is
- [Par Excellence (pär ˌeksəˈläns)](https://taguealliance.com/par-excellence-par-ˌeksəˈlans/) - Hello Tague Alliance Friends, Are we striving for excellence or living in the mediocre middle? Are we doing just enough or consistently striving to perform at a higher level for our customers and employees? Only you can answer these questions, but they are worth pondering and if you don't like the answers, change! The blog
- [Tague Alliance Update - Commercial Rates Mostly Higher In April](https://taguealliance.com/tague-alliance-update-commercial-rates-mostly-higher-in-april/) - Hello Tague Alliance Friends, The article below stated that most lines of commercial are trending marginally upward, with the notable exception of Work Comp. This is going to put pressure on our group and the industry to grow topline premium and revenue in the Comp line. Retention is ever more important, so make sure you
- [2018 Commercial Insurance Update and Outlook](https://taguealliance.com/2018-commercial-insurance-update-and-outlook/) - Hello Tague Members, Willis Towers Watson recently put out their update and forecasts for the Commercial Insurance market. The article below is detailed and provides some insight on the trends by the line of business within the Commercial Insurance segment. If you write a commercial, take a few minutes to update yourself on where things
- [6 Tips For Better Writing](https://taguealliance.com/6-tips-for-better-writing/) - Hello Tague Members, For those of you who are writing blog posts, web content, prospecting materials, etc. following these few tips will help you a ton. Below is an excerpt from an article in Time. Link to full article is at the end. Be visual and conversational. Be concrete, make your reader see and stop
- [Agency Staffing Model Video](https://taguealliance.com/agency-staffing-model-video/) - Hola Tague Amigos! I spend a lot of my time in the late night consuming insurance content and videos as I am trying to soak up insights and information about all types of different topics. Came across this little gem of a video that was posted about four or five years ago by an agency
- [Digging Into Lemonade, Root, and Metromile - InsurTech Analysis](https://taguealliance.com/digging-into-lemonade-root-and-metromile-insurtech-analysis/) - Hello Tague Members, The article below is extremely meaty and a great bit of analysis on the three most popular and well funded insurTech carriers. Early results from a Loss Ratio perspective are terrible and it remains to be seen how these carriers will do over time. This just reinforces the point that I have
- [13th Annual Awards Dinner Teaser -  Invitation Assembly](https://taguealliance.com/13th-annual-awards-dinner-teaser-invitation-assembly/) - 
- [Tague Alliance - Gut Check Video About Social Media And How We Should Use It](https://taguealliance.com/tague-alliance-gut-check-video-about-social-media-and-how-we-should-use-it/) - Hey Tague Members, Great seeing many of you at our member meeting yesterday! I came across a social media/social selling/marketing guru a few days ago who has been around a while and built a huge brand for his company. Gary Vaynerchuk, which some of you may have heard of, is extremely engaging because he gives
- [Tague Alliance - 25 Insurance Resources To Check Out](https://taguealliance.com/tague-alliance-25-insurance-resources-to-check-out/) - Hola! Tague Friends, Agency Nation posted another great article chalk full of great insurance resources (most have great free content) for insurance agents. I consistently read or follow many of these sources, but I found some additional sites that I was not aware of. Check out this post for all the deets. I would also
- [Agency Nation Video - Independent Agent Reimagined Series](https://taguealliance.com/agency-nation-video-independent-agent-reimagined-series/) - Hola Tague Amigos! Hope your 2018 has started off well and that you are pumped to grow and develop your agency this year. We have such an amazing opportunity and your agency growth is only limited by your imagination and the effort you are willing to output as an "insuranceprenuer"! Agency Nation just launched a
- [Digital Business Card - What Do People See When Searching For You?](https://taguealliance.com/digital-business-card-what-do-people-see-when-searching-for-you/) - Happy New Year Tague Members! Hope everyone had a great holiday season and we are looking forward to a great 2018. I came across this article from Agency Nation, and the author offers some great tips to make sure that your "digital business card" or what people see when they are searching for you (you
- [Are Your Totally Forgettable? AgencyNation Interviewed Random People About Their Insurance](https://taguealliance.com/are-your-totally-forgettable-agencynation-interviewed-random-people-about-their-insurance/) - Hello Tague Alliance Members, AgencyNation is focused on making our independent insurance agency world stronger and better and more relevant. Some of you may love the style and others may not. However, the content they put out is solid and I enjoy much of what they have to share. Bottom line is making sure that you
- [And The Distractions Keep On Coming](https://taguealliance.com/and-the-distractions-keep-on-coming/) - Hello Tague Alliance Members, We have been talking consistently about the challenges that Auto Insurance is facing with respect to both the frequency and severity of claims. Distracted Driving is a well-known culprit that underpins some of the loss cost trends. As more and more technology gets put into the hands of consumers it appears
- [Agent Of The Future Report](https://taguealliance.com/agent-of-the-future-report/) - Hello Tague Members, Safeco put together this great report based on a survey of agents. This is a good review that will help you think critically about your agency and the things you are doing well, and more importantly the changes you need to make. Get the report Cheers! Tony V
- [Do You Use These Words?](https://taguealliance.com/do-you-use-these-words/) - This humorous but insightful article by Hartford was just published. We thought it was worth sharing. Cheers! Tony V 60 Business Buzzwords to Delete From Your Vocabulary By Jack Fehr Clear communication is a hallmark of well-managed businesses, and jargon is the enemy of clarity. There are enough variations of head-scratching buzzwords to confuse even
- [Agency Nation - Customer Triangle Of Death, Story Telling, and Google Search](https://taguealliance.com/agency-nation-customer-triangle-of-death-story-telling-and-google-search/) - Hello Tague Members, I came across these couple videos from Agency Nation which is part of TrustedChoice, and the advice in these three videos is good. You have heard me say at many of our member meetings that no InsureTech or direct-to-consumer (aka Esurance, Geico) can or ever will be able to "out relationship" the
- [Staffing Is Always Tough - WAHVE (Work At Home Vintage Experts) May Be Worth A Look](https://taguealliance.com/staffing-is-always-tough-wahve-work-at-home-vintage-experts-may-be-worth-a-look/) - Hello Tague Members, A few SIAA Master Agencies around the country have used WAHVE to help staff their AccessPlus teams with great success. WAHVE is an insurance based contract work provider and they offer seasoned contract workers in a variety of positions. If you are at a crossroad in your agency where you cannot afford
- [Tague Alliance Partner Carrier - Interview with Swyfft Insurance CEO](https://taguealliance.com/tague-alliance-partner-carrier-interview-with-swyfft-insurance-ceo/) - Good Morning Tague Members! There was a great interview article that sheds a lot of interesting insight into one of our newest partners, Swyfft Insurance. We will be doing a second rollout webinar with our members in the near future. This company provides a bindable Home quote within 5 seconds and that is not an
- [SIAA Is The Biggest Again In 2017](https://taguealliance.com/siaa-is-the-biggest-again-in-2017/) - Hello Tague Members, The Insurance Journal published the Top 20 Agency Partnerships and it showed that SIAA (all of you plus thousands of other members countrywide) are a force to be reckoned with in the marketplace! So cool to see all the collective hard work paying off with consistent growth. In 2015 SIAA had $750m
- [A Lesson For All About Connecting With People](https://taguealliance.com/a-lesson-for-all-about-connecting-with-people/) - Hello Friends! I recently saw this short video interview with a couple of public speaking experts and thought some of the ideas they share are insightful. Take a look at this short video and more importantly consider applying what they recommend. The advice will do wonders for your personal development and the growth of your
- [The Economy - A Sage Perspective](https://taguealliance.com/the-economy-a-sage-perspective/) - Hello Tague Alliance Members, I know the economy is not high on most people's list of things to read about and study. However as the economy goes, so goes the world of insurance. We insure exposures which expand and contract almost in lockstep with the economy. So with that in mind, I wanted to share
- [Mental load and the worry cache](https://taguealliance.com/772/) - Top of the morning Tague members, This short blog post by Seth Godin is a great reminder that we need to keep our mindset in check. Worrying is not part of our job description, but being prepared to fail as we work is. Building our businesses is an exciting, stressful, hard, and rewarding process. Clear
- [When Will the Driverless Car Arrive?](https://taguealliance.com/when-will-the-driverless-car-arrive/) - Hello Tague Friends, For the handful of insurance and tech geeks out there, I thought you may enjoy this information. This is one of the best articles I have read on this subject in the past few years. There is much talk about Autonomous Cars and so many questions surrounding this topic. The article below
- [Do You Ever Ask Yourself This Question?](https://taguealliance.com/do-you-ever-ask-yourself-this-question/) - Howdy Friends, I am constantly watching the tech trends in our industry and reading many of the same articles you read about autonomous cars, predictive analytics, drones, geospatial technologies, artificial intelligence, capital flows into Insuretech and Fintech startups, and on and on and on and on. The list of things that are changing is endless
- [Insurance Nerds - Simplest Insurance Glossary](https://taguealliance.com/insurance-nerds-simplest-insurance-glossary/) - Hello My Tague Alliance Friends, Quick side note - we had an AMAZING time with all of the members and carriers who attended our 12th Annual Awards Dinner. What a night it was! Dinner, gaming, dancing, beverages, $15k in raffle prizes, and over $700,000 in bonus checks paid out. To top it off we distributed our
- [Before The Law](https://taguealliance.com/before-the-law/) - Hello Friends, I came across this short parable and it is a quick read. Before The Law was written in 1915 by Franz Kafka from Germany and translated into English. The point of the story is simple, we each have our own doors of opportunity to walk through. How sad it is that
- [Pit Stops - Then and Now](https://taguealliance.com/pit-stops-then-and-now/) - Hello Friends, I just saw this short video about how the need for speed and use of technology has changed Formula One pit stops from 1950 to today. This is such a good analogy for how our agencies and the carriers need to continually adapt to deliver high quality with speed! This is the world
- [Things AI Can Do Better Than You](https://taguealliance.com/things-ai-can-do-better-than-you/) - Hello To All My Alliance Friends! This is a short read and a good reminder that we, as insurance professionals, need to be second to none in our expertise. I don't see a time in the near future where relational expertise and the ability to connect with customers will be overrun by artificial intelligence. However,
- [Fear-Less Sales Training](https://taguealliance.com/fear-less-sales-training/) - Hello Friends! As a member of Tague Alliance and SIAA, you have access to some great training that will help sharpen your skills and team members in your agency! Anyone in your agency who has a login to www.siaa4u.com can enroll in this course or any other training on the SIAA TLC university site. Training
- [Tesla’s Autopilot Has Caused One Insurer To Slash Rates](https://taguealliance.com/teslas-autopilot-has-caused-one-insurer-to-slash-rates/) - Hello My Friends, From my late night reading comes this interesting article... with yet another twist on how Auto Insurance may be more broadly delivered to the end buyer in the not too distant future. Pretty interesting stuff and it doesn't involve agents. So yet again we see a new disrupter and this is another
- [Join Us For Our 12th Annual Awards Dinner](https://taguealliance.com/join-us-for-our-12th-annual-awards-dinner/) - Hello My Friends! If your agency has not registered for the 12th Annual Awards Dinner make sure you do. This is our "big" event of the year where we celebrate, have fun, enjoy good food and drink, and give out the majority of profit sharing money. https://youareinvitedtotheawardsdinner.eventbrite.com Tague Alliance 12th Annual Awards Dinner on Saturday
- [Facing Fear - Would You Jump](https://taguealliance.com/facing-fear-would-you-jump/) - Sometimes it is nice to look at ourselves through the lens of pure humanity and realize we all face fear. For most insurance agents it is the fear of rejection or making the jump to take your agency to the next level. Fear of committing money or doing things you have never done before. This
- [Are We That Old "Legacy Broker"? That Is What Embroker Says!](https://taguealliance.com/are-we-that-old-legacy-broker-that-is-what-embroker-says/) - Hola Tague Alliance Compatriots! There is a new game in town in the Small Commercial agency space that just launched and is trying to make a name for themselves and take a bite out of our "legacy broker" model! I share this blog post with you because like I said at our member meeting, education
- [100 Years 1917 to 2017 - A Lot Has Changed](https://taguealliance.com/100-years-1917-to-2017-a-lot-has-changed/) - Hello Tague Team, One of the big thinkers I like to follow, Peter Diamandis, posted this info on his blog and I thought it was a good reminder that we are making tremendous progress. All of this economic and technological progress means we have an ever growing base of insurable exposures. The future is bright
- [Great Video Regarding Asset Protection and Auto Insurance](https://taguealliance.com/great-video-regarding-asset-protection-and-auto-insurance/) - Hello Tague Team, This video is a bit dated, but I just shared it with one of our new members. That made me realize it would be a good resource to share with all of you as well! Check out this video and it may be a great resource to use with your clients to
- [Is Ownership a Thing of the Past?](https://taguealliance.com/is-ownership-a-thing-of-the-past/) - Hello Tague Team.... while I do not yet think "ownership" is a thing of the past, the article below is thought provoking in helping us contemplate a different mindset about owning things. As we discussed at our member meeting, it is important to continually expose and educate yourself on trends so you can adapt to
- [Autonomous Vehicles - All Hype or Not?](https://taguealliance.com/autonomous-vehicles-all-hype-or-not/) - Happy New Year Tague Friends! I hope each of you had a phenomenal Christmas and New Year's with your family and friends. 2016 was an interesting and productive year, but I am not one to dwell too much on the past as I would rather see us be forward leaning! We will be recapping our
- [Let’s Make Lemons Out of Lemonade](https://taguealliance.com/lets-make-lemons-out-of-lemonade/) - I just read this article and it so clearly brings us back to some basic fundamentals that work for building an agency. Ciao! Tony V December 16, 2016 by Thomas Gay Summary: Building tight relationships with clients by staying in touch personally is easy and is the best offense against today's wave of disrupters. Especially
- [Heading into 2017, Commercial Lines Keeps its A.M. Best ‘Negative Outlook’](https://taguealliance.com/heading-into-2017-commercial-lines-keeps-its-a-m-best-negative-outlook/) - Morning Tague Friends! Yesterday I was meeting with a member and we were discussing the current state of the commercial market. One of his carriers dropped their rates on a Middle Market account by a staggering amount after finding out a competitor was much lower in pricing. My input to the member was that we
- [Small Commercial: A Bright Spot For The Industry](https://taguealliance.com/small-commercial-a-bright-spot-for-the-industry/) - This is a fairly robust overview of the Small Commercial space in which many of us compete daily for business. There are many changes coming in the industry from traditional and non-traditional competitors. We are so fortunate to be operating in an area of the country that is chalk full of small business opportunities. Knowing
- [Shotgun or Rifle?](https://taguealliance.com/shotgun-or-rifle/) - Top of the mornin' Tague Alliance friends! I just saw this post from one of the SIAA leaders and thought is was a great reminder of how agents can be more successful in choosing how to grow their agencies rather than letting it happen by default. Check out this quick read and the ideas do
- [Embrace Discomfort](https://taguealliance.com/embrace-discomfort/) - How to Get Comfortable With Being Uncomfortable (According to a Green Beret) 7 steps to acclimate yourself to extreme situations so you can excel at every level. By Chris Dessi I've been an entrepreneur for seven years. Midway through the fourth year, things were coming to a head. I wasn't getting enough sleep. I wasn't exercising,
- [Pay Attention: New Workers Comp Officer Exclusion For 2017](https://taguealliance.com/pay-attention-new-workers-comp-officer-exclusion-for-2017/) - In our prior post we discussed the coming changes to the officer exclusion for 2017 and just this past week we started seeing carriers begin to send notices to clients regarding officer exclusions. Here is a sample of a letter that went out to a Travelers client and gives a good idea of what most
- [2017 Work Comp xMod and Owner-Officer Exclusion](https://taguealliance.com/2017-work-comp-xmod-and-owner-officer-exclusion/) - Had a great time with Phil our Amtrust underwriter and some of our members getting deep into the 2017 Work Comp xMod changes. Some heady conversation over pizza and soda combined with some laughs made for a great time. Based on the scenarios that are coming we see significant disruption in the Work Comp
- [Can you explain to your customers why Auto rates are rising?](https://taguealliance.com/can-you-explain-to-your-customers-why-auto-rates-are-rising/) - With Auto insurance being one of the biggest books of premium in most independent agencies the disruption caused by rate increases and underwriting action can be enormous. In my opinion, everyone in an agency should have some understanding of the loss ratio trends in Auto Insurance and be able to explain to a consumer some
- [7 Simple Words to Improve Sales Outcomes](https://taguealliance.com/7-simple-words-to-improve-sales-outcomes/) - By George Nordhaus OCT 2ND, 2016 Like no other sales coaching approach, Sheldon's 30 minute energy packed webinar zeros in on the biggest obstacle to a CSRs sales success and demolishes it with 7 simple words. Join us for a surprising glimpse into how Sheldon coaches CSRs across the country to improve their comfort, confidence and consistency with selling while they serve.
- [Vintage - 2009 Annual Awards Dinner Memories](https://taguealliance.com/vintage-2009-annual-awards-dinner-memories/)
- [U.S. P/C Industry Saw First H1 Net Underwriting Loss in Over 3 Years](https://taguealliance.com/u-s-pc-industry-saw-first-h1-net-underwriting-loss-in-over-3-years/) - As we have been telling our Tague Alliance members for well over a year the Auto loss trends will continue to put upward pressure on rates. Our members and our clients need to be ready for more rate increases. Below is an article that speaks to the challenges: U.S. P/C Industry Saw First H1 Net
- [State of Independent Agent Channel From Safeco](https://taguealliance.com/state-of-independent-agent-channel-from-safeco/) - HERE IS A GREAT BLOG POST BY SAFECO THAT SUMMARIZES WHAT THE MOST SUCCESSFUL AGENTS ARE DOING TO GROW THEIR AGENCIES. SAFECO IS A GREAT PARTNER WITH TAGUE ALLIANCE AND SAFECO IS ALWAYS WORKING TO "GROW" AN AGENT'S ENTIRE BOOK OF BUSINESS. IA BLOG The state of the IA channel Author: Matthew D. Nickerson
- [Tague Alliance - We Moved](https://taguealliance.com/tague-alliance-we-moved/) - In case you did not know.... Tague Alliance has new digs located at 150 East Broadway Vista, CA 92084 and we could not be more excited to be back in a vintage downtown area. Years ago we were in the Carlsbad Village and have missed being in the middle of a downtown community. Vista is
- [Overlooked opportunities are sources of growth](https://taguealliance.com/overlooked-opportunities-are-sources-of-growth/) - It’s a brave new world for insurance agencies. However, it isn’t the world Aldous Huxley described in his book of the same name. Instead of fewer choices and more standardization, professional, independent insurance agencies are now just one of a growing number of choices for consumers who can connect with carriers through choosing direct writers,
- [How Critical is Size in the Insurance Industry?](https://taguealliance.com/how-critical-is-size-in-the-insurance-industry/) - It's true, Bigger agencies get better options and bigger deals. What if you could become instantly big? Chances are you would gain customers and access to products that you wouldn't on your own. No matter what the size of your agency is, whether you are a captive agent looking to go out on your own,
- [SIAA Helping Smaller Agents Become ‘Instantly Big’](https://taguealliance.com/insurancejournal-2016/) - SIAA (Strategic Insurance Agency Alliance) announced in March that it has reached a milestone — its members recorded $6 billion of in-force written premium in 2015. This was achieved as SIAA celebrated its 20th year. During 2015, for the seventh year in a row, the Hampton, New Hampshire-headquartered SIAA signed over 400 new member agencies.

## Pages

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- [Team](https://taguealliance.com/team/) - Tony Veteto Vice President Glenn Vague Accounting & Compliance Manager Jamie Daigle Commercial Lines Agency Specialist Vanessa Kealy Commercial Lines Agency Specialist Robin R. Long Personal Lines Agency Specialist Jen Rehberg Personal Lines Agency Specialist Jenn Salinas Administrative Support Michael McKinzie Agency Development Specialist Membership Inquiries Tague Team membership@taguealliance.com 760-201-0923
- [Grow An Existing P&C Insurance Agency](https://taguealliance.com/grow-an-existing-pc-insurance-agency/) - Existing Agencies SIAA and Tague Alliance Insurance Services offers more than just market access and profit sharing. As a member, your independent agency gains access to tools, resources, and support designed to help you grow revenue, operate efficiently, and compete in any market—all while remaining fully independent. If your agency is located in the San
- [Start An Independent P&C Insurance Agency](https://taguealliance.com/start-an-independent-agency/)
- [Starting an Independent Insurance Agency: 5-Phase Checklist](https://taguealliance.com/soyouwanttobeindependent-html/starting-an-independent-insurance-agency-5-phase-checklist/) - Starting an Independent Insurance Agency: 5-Phase Checklist Starting an independent insurance agency can be an amazing thing. It can also be a really, really hard thing. There is a version of this decision where somebody says, “I know insurance. I can sell. I’ll get licensed, get a few carrier appointments, build a website, and then
- [Services](https://taguealliance.com/services/) - Market Access & GrowthAs a SIAA Master Agency, Tague Alliance gives member agencies direct access to a broad portfolio of national and regional carriers spanning personal lines, commercial lines, and specialty markets. It's the kind of market access typically reserved for much larger agencies. Members write under our carrier appointments from day one, with competitive
- [Carriers](https://taguealliance.com/carriers/) - Strategic Carriers Amtrust Bamboo Bristol West Chubb CNA Employers ePremium Foremost Choice Guard Hagerty Heritage Insurance HISCOX Kemper Auto Liberty Mutual Lightspeed Specialty MAPFRE Mercury Insurance National General Nationwide Orion Indemnity Pacific Coastal PIE Progressive Steadily Stillwater The Hartford Travelers Strategic Partners Applied Systems Attune BTIS Burns & Wilcox Cangen Capital Premium Financing Coterie CRC
- [About](https://taguealliance.com/about/) - Tague Alliance Insurance Services is a Master Agency within SIAA, the Strategic Insurance Agency Alliance which is one of the nation's largest network of independent insurance agencies. As a Master Agency, we give locally owned, independent P&C agencies something they can't easily get on their own: direct access to top-tier national and regional carriers, stronger
- [Contact](https://taguealliance.com/contact/) - If you need to reach out to our team: Email us at support@taguealliance.com Call us at 760-201-0923 Fax us at 760-537-5595 Office address and mailing address: 1365 W Vista Way #200 Vista, CA 92083 www.taguealliance.com
- [Privacy Policy](https://taguealliance.com/privacy-policy/) - Thank you for visiting Tague Alliance Insurance Services, Inc. We respect your privacy and want you to understand the ways in which we collect and use the information provided online. This Internet Privacy Policy applies to www.taguealliance.com and other websites or mobile applications that link to this Policy (the "Online Services"). It does not apply
- [Blog](https://taguealliance.com/blog/)
- [Questions About Starting An Insurance Agency](https://taguealliance.com/starting-an-agency/) - Independent Agency Questions &Answers One-question, one-answer guides to help you launch and grow an independent P &C agency. Each page includes a TL;DR, clear steps, and related answers. Startup &Licensing What California licenses/registrations do I need to open an agency? How do I get a California DMV Commercial Requester Account (requester code)? What is a
- [Benefits](https://taguealliance.com/benefits/) - The income growth SIAA members experience comes from a unique compensation model built on five distinct income streams that reward performance, encourage growth, and strengthen long-term profitability. 1. Commissions SIAA negotiates the highest available commissions, paid directly to member agencies. Members earn top-tier compensation with our strategic partner companies, generating income for every policy written
- [Membership Inquiry](https://taguealliance.com/membership-inquiry/) - To learn more about Tague Alliance and SIAA submit your agency information and we will schedule a time to chat with you about your situation.
- [So You Want To Be An Independent Agent](https://taguealliance.com/soyouwanttobeindependent-html/) - Should you open an independent P&C agency? Read some things you need consider.
- [RSVP](https://taguealliance.com/rsvp/) - Register For The Event
- [What are typical personal vs. commercial commission ranges?](https://taguealliance.com/starting-an-agency/commission-ranges/) - What are typical personal vs. commercial commission ranges? TL;DR: Ranges vary; plan on ~15% new and ~13–14% renewal base for forecasting. Answer Commission percentages vary by line, carrier, and program. For planning, use conservative assumptions (e.g., ~15% new business and ~13–14% renewal base) and adjust as your carrier mix matures. Typical commission ranges for personal
- [What premium volumes do carriers expect to maintain appointments?](https://taguealliance.com/starting-an-agency/carrier-volume-expectations/) - What premium volumes do carriers expect to maintain appointments? TL;DR: Benchmarks vary; grow via facility placement, then qualify for directs. Answer Each carrier sets unique minimums and performance targets. Early on, place accounts through the facility so you don’t miss opportunities; transition to direct codes as you meet carrier benchmarks. Carrier premium volume requirements to
- [What is a LexisNexis Node ID and how do I get one?](https://taguealliance.com/starting-an-agency/lexisnexis-node-id/) - What is a LexisNexis Node ID and how do I get one? TL;DR: It enables CLUE/MVR data access; apply after your CRA and carrier sponsorship. Answer A Node ID identifies your agency to LexisNexis Insurance Solutions for data services like CLUE and MVR. You’ll generally need an approved DMV CRA and a sponsoring carrier, then
- [How do I get a California DMV Commercial Requester Account (requester code)?](https://taguealliance.com/starting-an-agency/dmv-requester-code/) - How do I get a California DMV Commercial Requester Account (requester code)? TL;DR: Apply for a CRA (INF 1106); approval can take weeks to months. Answer Insurance agencies can qualify as end users for motor vehicle records. Submit the DMV Commercial Requester Account application and required security documents, ensure compliant use, and start early due
- [The Vision](https://taguealliance.com/the-vision/) - Submit Interest For A No Pressure Alignment Chat The Vision You may be a start-up insurance agency, a captive insurance agent, or an established independent insurance agency…whatever your situation Tague Alliance and SIAA can bring tremendous value to you. Here are a few of the benefits: Get direct appointments with carriers and use our
- [Which AMS and comparative raters do you recommend for a lean start?](https://taguealliance.com/starting-an-agency/ams-and-rater-recommendations/) - Which AMS and comparative raters do you recommend for a lean start? TL;DR: Choose mid‑priced AMS + PL rater; add small‑commercial rater as you grow. Answer Start with a mid‑priced, cloud AMS that integrates with your rater, VoIP, and e‑signature. Use a personal‑lines rater for speed and consider a small‑commercial rater for BOP/GL appetites. Prioritize
- [Video](https://taguealliance.com/video/)
- [Can I run a fully remote, paperless independent agency?](https://taguealliance.com/starting-an-agency/fully-remote-paperless/) - Can I run a fully remote, paperless independent agency? TL;DR: Yes—pair a modern AMS, raters, VoIP, e‑signature, and a strong web presence. Answer A remote‑first agency is realistic today. Combine a cloud AMS, raters, e‑signature, VoIP, PDF tools/scanners, and a strong online reputation. Adopt a no‑paper‑by‑default policy and document SOPs for consistency. Absolutely, you can
- [Tague Alliance vs MGA/wholesaler vs other clusters: what’s different?](https://taguealliance.com/starting-an-agency/tague-vs-mga-vs-clusters/) - Tague Alliance vs MGA/wholesaler vs other clusters: what’s different? TL;DR: MGAs/wholesalers give access; alliances add ownership, comp paths, and growth support. Answer MGAs/wholesalers provide access but less control and income potential. Alliances like Tague/SIAA preserve your ownership while delivering scale, enhanced comp/profit share, and growth support. Submit Interest Form: Let’s Have A No Pressure Alignment
- [How do I build a perpetuation plan from day one?](https://taguealliance.com/starting-an-agency/perpetuation-plan/) - How do I build a perpetuation plan from day one? TL;DR: Document succession, authority, and valuation mechanics early. Answer Create a simple written plan covering ownership transfer triggers, decision authority, and access to critical systems and documents. Review annually with your advisors and keep it updated as your agency scales. Building a perpetuation plan from
- [What’s a trust account and how does agency bill vs direct bill work?](https://taguealliance.com/starting-an-agency/trust-account-agency-vs-direct-bill/) - What’s a trust account and how does agency bill vs direct bill work? TL;DR: Keep fiduciary funds in a separate trust; never co‑mingle with operating. Answer A premium trust account holds client premium funds and has strict handling rules. Agency bill flows through trust before remitting to carriers; direct bill is paid to the carrier,
- [Should I hire producers early and how should I pay them?](https://taguealliance.com/starting-an-agency/hiring-producers-comp/) - Should I hire producers early and how should I pay them? TL;DR: Validate owner‑led production first; use blended base plus new/renewal splits. Answer Prove your own repeatable pipeline before hiring. When you do, use a blend of base pay and new/renewal splits tied to retention and margin targets. Keep total comp sustainable versus agency profitability.
- [What marketing & sales systems should a scratch agency use?](https://taguealliance.com/starting-an-agency/marketing-sales-systems/) - What marketing & sales systems should a scratch agency use? TL;DR: Pair a pipeline CRM, nurture automation, reviews, and referral systems. Answer Set daily outreach targets in a pipeline CRM, nurture with email/text automations, build review requests into post‑bind workflows, and create referral partner cadences. Track quote→bind and retention monthly. When you’re starting a scratch
- [What’s the realistic first‑year plan (quotes, binds, retention)?](https://taguealliance.com/starting-an-agency/first-year-plan/) - What’s the realistic first‑year plan (quotes, binds, retention)? TL;DR: Niche focus, daily pipeline, and early renewal discipline beat spray‑and‑pray. Answer Pick 1–2 niches, set daily outreach and quoting cadence, track quote→bind weekly, and embed renewal touchpoints from the start. Ask for reviews post‑bind and build referral partners to compound growth. Alright, let’s get into it.
- [How does AccessPlus/placement work before I have direct codes?](https://taguealliance.com/starting-an-agency/accessplus-before-direct-codes/) - How does AccessPlus/placement work before I have direct codes? TL;DR: Place through the facility; move to directs as you qualify. Answer Placement facilities bridge the gap for scratch agencies. You can quote and in some situations bind with competitive markets while building the volume and performance needed for direct appointments. Submit Interest Form: Let’s Have
- [How does Tague Alliance help scratch agencies in years 1–3?](https://taguealliance.com/starting-an-agency/support-for-scratch-agencies/) - How does Tague Alliance help scratch agencies in years 1–3? TL;DR: Faster access, higher comp paths, and a clear playbook. Answer Expect local support plus national scale: markets access, training, coaching, and performance feedback. We focus your time on production, retention, and operational stability. Tague Alliance works hard to be resource for scratch agencies, especially
- [What E&O and cyber coverages does a new agency need?](https://taguealliance.com/starting-an-agency/eo-and-cyber-for-agencies/) - What E&O and cyber coverages does a new agency need? TL;DR: Start with revenue‑tiered E&O plus BOP and cyber. Answer Budget early for E&O that scales with revenue, a basic BOP, and a cyber policy given data exposure. Many programs are designed for new agencies and priced accordingly. When starting a new agency, getting the
- [How do VoIP, e‑signature, and video tools fit a digital agency?](https://taguealliance.com/starting-an-agency/voip-esign-video-stack/) - How do VoIP, e‑signature, and video tools fit a digital agency? TL;DR: They’re foundational for speed, documentation, and remote CX. Answer Use VoIP integrated with your AMS for call logging and screen‑pops, e‑signature for clean documentation, and Zoom/Teams for fast client meetings. Together they boost service speed and E&O defensibility. VoIP, e-signature, and video tools
- [Do I need a storefront or can I start from home?](https://taguealliance.com/starting-an-agency/storefront-vs-home-office/) - Do I need a storefront or can I start from home? TL;DR: A home office is fine if your digital comms are strong. Answer Most preferred business can be won without walk‑ins. Invest in website, reviews, video meetings, and remote workflows. Add office space later if your model and budget warrant it. Starting from Home:
- [What California licenses/registrations do I need to open an agency?](https://taguealliance.com/starting-an-agency/california-licenses-to-open/) - What California licenses/registrations do I need to open an agency? TL;DR: Business registration, CA DOI licenses, and compliant trust/operating banking. Answer Confirm business name, register your entity, obtain CA DOI individual and agency licenses, and set up separate premium trust and operating accounts. Follow strict rules on handling fiduciary funds; never co‑mingle trust monies with
- [What’s the onboarding and first‑90‑days plan with Tague Alliance?](https://taguealliance.com/starting-an-agency/onboarding-first-90-days/) - What’s the onboarding and first‑90‑days plan with Tague Alliance? TL;DR: Application + plan → markets → tools → production cadence. Answer You’ll complete the Tague Application, finalize your business plan, confirm licensing and banking, align on target markets, and stand up your AMS/rater/communications stack. The goal is quoting quickly with a clear weekly production rhythm.
- [How long does it take to build a $1M P&C book?](https://taguealliance.com/starting-an-agency/build-1m-book-timeline/) - How long does it take to build a $1M P&C book? TL;DR: Plan ~5 years with consistent selling and ~90% retention. Answer A practical target for a new independent agency is to write about $250k in new premium per year. With ~90% retention, renewals compound and your book approaches ~$1M in written premium in ~5
- [What monthly startup budget should I plan for tech and ops?](https://taguealliance.com/starting-an-agency/startup-monthly-budget/) - What monthly startup budget should I plan for tech and ops? TL;DR: Expect roughly $1,500–$2,000/month for a lean, home‑office stack. Answer Plan for E&O/BOP/cyber, website/hosting, business email, VoIP, e‑signature, AMS, comparative raters, CRM/pipeline, PDF tools, video meetings, and payment tools. Keep costs lean by choosing systems that integrate well to reduce double‑entry. Start with essentials,
- [Captive vs. independent: who should switch and why?](https://taguealliance.com/starting-an-agency/captive-vs-independent/) - Captive vs. independent: who should switch and why? TL;DR: Independence = more markets, control, and long‑term equity. Answer Independent agencies control carrier mix, underwriting options, and long‑term equity. If you value choice and owning the asset you’re building, the independent path with an alliance can be a strong move. Switching from captive to independent—or vice
- [Which carrier appointments can I access through Tague Alliance & SIAA?](https://taguealliance.com/starting-an-agency/carrier-access-tague-siaa/) - Which carrier appointments can I access through Tague Alliance & SIAA? TL;DR: Access Master Agency markets now; earn direct codes as you grow. Answer Members tap into the Master Agency’s competitive markets plus SIAA’s national relationships. Most scratch agencies start by placing business through the facility while building volume and performance. As you hit carrier
- [How do commissions and profit sharing work here?](https://taguealliance.com/starting-an-agency/commissions-profit-sharing/) - How do commissions and profit sharing work here? TL;DR: Core commissions plus enhanced comp and profit‑share via network scale. Answer Your income comes from carrier commissions on new and renewal business. Network scale can enhance base compensation and unlock profit‑sharing programs when performance targets are met. Actual percentages vary by carrier, line, and program; plan
- [Do I own my book and expirations if I join Tague Alliance?](https://taguealliance.com/starting-an-agency/do-i-own-my-book/) - Do I own my book and expirations if I join Tague Alliance? TL;DR: Yes. You remain independent and own your agency. Answer The alliance model is designed to preserve your independence while adding scale. You maintain ownership and control of your agency and client relationships, while gaining market access and income programs. Submit Interest Form:
- [Overview](https://taguealliance.com/overview/) - Tague Alliance Infographic Doc Interested in more info? Complete this form Overview With SIAA Big is better! SIAA and Tague Alliance bring direct insurance company appointments, high commission, profit sharing, marketing support, QQ Solutions, EzLynx, Applied Systems, and many additional resources to your agency. If you are currently working with a managing general agency or
- [Accelerate Learning With AI: A Practical Walkthrough](https://taguealliance.com/accelerate-learning-with-ai-a-practical-walkthrough/) - Table of Contents Why I ran this test (short backstory) Quick technical primer: FLOPS vs HBM The prompt I used (a learning template) What I tested (the tools) Comparison notes and what each model did well Key lessons from the experiment Practical prompt improvements (copy / paste) Tips to get the best results Conclusion —
- [P_And_C_Insurance_Agency_Q_And_A_Tool](https://taguealliance.com/membership-inquiry/property-casualty-insurance-agency-qa-tool/) - Interactive Q&A Tool Things To Consider When Building a P&C Insurance Agency The Property & Casualty insurance industry presents exceptional opportunities for new agency owners, with the market reaching $1.06 trillion in direct premiums written in 2024 and demonstrating strong recovery with a combined ratio improvement to 96.4%. New agencies can expect 18-24 months to
- [Unraveling the Best Marketing Strategies for Independent Insurance Agencies](https://taguealliance.com/unraveling-the-best-marketing-strategies-for-independent-insurance-agencies/) - Hello there, marketing enthusiasts! Today, we’re going to dive into the world of independent insurance agencies and the marketing strategies that can help them thrive. We’ll be drawing insights from a fantastic YouTube video that we recently came across. So, buckle up and let’s get started! The Power of Digital Marketing The video emphasizes the
- [Palm Valley Insurance](https://taguealliance.com/palm-valley-insurance/) - Palm Valley Insurance has proudly served the insurance needs of The Coachella Valley and all of California since 2008. Our independent agency can help you find the best value on auto, home, health, and more. Contact us now for free, competitive quotes.
- [Preventing Water Damage Is A Challenge Agents Need To Help Clients Tackle](https://taguealliance.com/water-damage/) - Preventing Water Damage Is A Challenge Agents Need To Help Clients Tackle Guys just real quick about my background. So prior my family has been around the insurance world since I was a little kid and 20 years ago I had my own water damage restoration company. So I was iicrc certified for water damage
- [THE MORNING C4](https://taguealliance.com/the-morning-c4/) - Tague Alliance short segment videos that highlight tools, tips, and resources to help our independent insurance agency members become more successful. SIAA Insurance provides a ton of resources just like Tague Alliance, and through THE MORNING C4 we are able to showcase some great things.
- [Testimonials](https://taguealliance.com/testimonials/)
- [COVID Proof Your Agency](https://taguealliance.com/covid-proof-your-agency/) - By Matt Masiello, Eric Blew, and Tony Caldwell Link to entire e-book just released to SIAA members and available for free to all independent agencies: https://covidproofyouragency.com/wp-content/uploads/2020/04/COVID-Proof-Your-Agency-FINAL.pdf Sample from the e-book. Click on the link above to get the full 50 page e-book and all the linked resources. "Chapter One - Introduction and Background At the
- [Chrysalis Insurance Agency](https://taguealliance.com/chrysalis-insurance-agency/) - Welcome to the CHRYSALIS INSURANCE AGENCY Orange County’s Premier Property & Casualty Insurance Agency Pronounced…Chrys>a>lis Definition…A chrysalis is a hard shell spun by a caterpillar, moth or other insect in which a transformation or growth takes place. “Example – The cocoon a caterpillar makes to become a butterfly.” Anything in the process of developing; a protective covering: a sheltered state of being or growth. At the CIA we offer the following types of property and causality insurance: HOME & AUTO INSURANCE YACHT / MARINE INSURANCE PERSONAL UMBRELLA COMMERCIAL GENERAL LIABILITY COMMERCIAL VEHICLE INSURANCE WORKERS COMP INSURANCE SPECIALTY PROGRAMS At the Chrysalis Insurance Agency we let our employees know the values and behaviors we expect them to demonstrate. We believe those values and behaviors combine to create a culture in which employees can thrive. A culture that allows our employees to focus on doing their best work leads to high quality and innovative products, exceptional customer service and operational excellence.
- [Advisor Evolved Websites](https://taguealliance.com/advisor-evolved-websites/) - Exclusive SIAA Member Pricing *IMPORTANT*: Get 25% ($450) off the setup and activation fee, and $15 off the monthly cost of the PowerPack add-on. Click the button below to redeem this special promotional pricing! We help hundreds of agencies across the country augment their offline, “physical office space” with a new, “digital office space” — a
- [Thank You](https://taguealliance.com/thank-you/) - Thank you for getting in touch with our agency, you will hear back from us soon!
- [RSVP](https://taguealliance.com/rsvp/) - Register For The Event

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