Daily California P&C Insurance News

Key developments impacting agents and carriers in the Golden State

Today’s Top California Headlines

Auto Insurance
March 28, 2026
California Regulators Propose New Auto Rate Caps Amid Inflation Concerns

California’s Department of Insurance has proposed stricter rate caps for auto insurers to combat rising premiums driven by inflation and repair costs. Agents should prepare for potential approval delays and compliance updates in Q2 2026.

Home Insurance
March 30, 2026
Major Carriers Exit California Home Insurance Market Citing Wildfire Risk

Two national carriers announced non-renewals for 45,000 California homeowners policies due to escalating wildfire exposure. The CDI is urging agents to pivot clients toward surplus lines markets immediately.

Reinsurance
April 1, 2026
California Reinsurers Harden Terms Ahead of 1/1 Renewals

Reinsurers serving California carriers are imposing 25-35% rate increases and stricter terms for catastrophe coverage. Primary carriers warn this will force property rate hikes through mid-2026.

Technology
March 31, 2026
California Mandates Telematics Disclosure for Personal Lines by 2027

New legislation requires all personal lines carriers to disclose telematics usage in California underwriting. Agents must update client communications and train staff on compliance by year-end.

Catastrophe
March 29, 2026
CEA Expands ShakeAlert Integration for Earthquake Policies

California Earthquake Authority rolled out ShakeAlert notifications to all participating policyholders. Agents gain new client engagement tool but face questions about early warning limitations.